SOLUTIONS · BANKS, FUNDS & PRIVATE CREDIT

The collateral behind your GPU financing depreciates faster than your covenant package assumes.

When you finance GPUs, data-centre construction or compute offtake, you are underwriting collateral whose value curve, allocation status and regulatory exposure can all move inside the life of the facility. We re-price your exposure as those facts change, not just at origination.

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$14–16M
construction cost per MW for high-density builds, financed well before a tenant is bound
2–3
hardware generations a typical facility term will outlast, each resetting residual value
Continuous
the shift covenant and borrowing-base monitoring needs to make on GPU-backed facilities
How Arqis is used

Financing and covenant risk, priced continuously

Origination diligence, the facilities already on the book, and the facts that move the collateral underneath them.

01

A new commitment

Origination diligence on a GPU-backed facility, construction loan or compute-offtake financing, priced in dollars and hardware-hours.

"What's this collateral worth in 18 months, on this hardware cycle?", priced before the term sheet.
02

The signed book

Read the facility's covenant package against the borrower's own supply and customer contracts, not just the borrower's financials.

A borrowing-base test that assumed a customer contract still in force. It isn't.
03

Facts changed

A borrowing-base test, a generation reset or a customer concentration shift, and the facility's risk position re-rates automatically.

A next-generation chip launch resets residual value across a facility's collateral pool, flagged same day.
Risk coverage

What origination diligence doesn't carry forward

GPU and data-centre financing concentrates risk that moves faster than a standard annual covenant review.

GPU Residual Value / Obsolescence
03 · ASSET VALUE

Generation resets change what the GPU collateral is worth well before the facility matures.

Offtaker / Customer Risk
01 · COUNTERPARTY AND DEMAND

The borrower's own customer concentration determines whether the revenue behind the facility is actually there.

Contract Bankability Risk
06 · CONTRACT AND FINANCING

A large headline offtake can carry termination, volume or guarantee terms that weaken the revenue the facility was sized against.

Send us one facility on your GPU or data-centre book. We'll re-price the collateral risk in a day.

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